One of estate planning’s most important functions is to help you plan for your own future wellbeing and security. As a result, estate planning should be a primary focus each time you transition from one stage of life to the next. Updating and customizing your estate plan is important because your personal needs and family desires will change over time. A customized estate plan is a carefully constructed road map that reflects your options and desires regarding family security, retirement planning, financial decisions when incapacitated, health care decisions when incapacitated, disability planning, tax planning, planning for gifts during your life, charitable giving, and eventually the disposition of your assets upon death.